KYCifi combines specialist AML, KYC and virtual asset compliance expertise with intelligent technology, so customer relationships are kept current and defensible through periodic and trigger-based reviews, distinct from onboarding CDD.
Onboarding is a moment; risk is continuous. Between reviews, customers change, screening lists move and relationships drift from the picture on file.
Profiles captured at onboarding age quickly and drift from reality.
Ownership, activity and product use shift, often without notice.
PEPs, complex structures and high-risk profiles need closer, recurring scrutiny.
Sanctions, PEP and adverse media lists change; a clear customer may not stay clear.
Activity must be watched between reviews, with triggers acted on promptly.
Supervisors expect periodic and event-driven reviews, evidenced consistently.
Each review must be recorded to a standard that holds up later.
The full review history must be evidenced and retained for inspection.
Every periodic or event-driven review runs the same disciplined way, so customer risk stays current and defensible.
A periodic cycle or a trigger event opens a review of the relationship.
Periodic · triggerCustomer details and ownership are refreshed against the latest position.
RefreshRecords and evidence are checked for currency, completeness and gaps.
RecordsSanctions, PEP and adverse media re-screened, and new hits adjudicated.
Re-screenRisk is re-rated against the refreshed picture and any new findings.
Re-rateWhere risk rises, enhanced due diligence and investigation are applied.
EDDA documented decision to continue, restrict or exit, with senior referral where it matters.
DecisionKYCifi is, first, a specialist AML and KYC practice with deep virtual asset experience. A new screening hit, an ownership change or a shift in activity is investigated and judged by specialists, not just re-flagged on a schedule.
Our practitioners lead every review. LÆdar, our intelligence platform, does the legwork behind them, so judgement stays with the people, and the review file is built as they work.
Defensible, audit-ready outputs for every review, built to the standard supervisors expect.
A complete record of each periodic or trigger-based review and its outcome.
An updated, documented risk rating with a clear, per-factor rationale.
Enhanced due diligence with investigation for relationships that escalate.
Ongoing monitoring and trigger-review records across the relationship.
A complete review history and audit trail, ready for supervisory inspection.
From exchanges to the banks that serve them, KYCifi keeps customer risk current between onboardings.
See how KYCifi combines specialist compliance expertise and intelligent technology to support virtual asset businesses.
Questions? Contact contact@kycifi.com