KYCifi combines specialist AML and financial crime expertise with intelligent technology, so your suspicious transaction reports are well-evidenced, professionally worded and submission-ready, aligned to AMLA 2010 and the PVARA NOC Regulations 2025.
A report is only as strong as the suspicion behind it and the evidence around it, prepared under tipping-off constraints and regulatory scrutiny.
Distinguishing genuine grounds for suspicion from noise and routine behaviour.
Building a coherent picture when key details are missing or hard to obtain.
A clear, professionally worded narrative an analyst at the FMU can act on.
Meeting AMLA 2010 and PVARA obligations, in the goAML format the FMU requires.
Knowing what must be reported, and when, without over- or under-reporting.
Every report and the decision behind it, evidenced and retained for inspection.
A clear, defensible path from analyst suspicion to MLRO decision to report.
Retaining reports, evidence and rationale for the periods regulation requires.
Every report runs the same disciplined way, so reporting is consistent, evidenced and defensible.
An analyst flags grounds for suspicion from monitoring, screening or a trigger.
TriggerThe suspicion is reviewed and tested before any decision to report.
TriageTransaction history, wallet data and supporting documents gathered for the file.
EvidenceThe activity is assessed and the grounds for suspicion articulated clearly.
AssessmentA structured, professionally worded STR narrative is prepared in goAML format.
NarrativeThe MLRO reviews and signs off, confirming the report is complete and defensible.
MLRO sign-offThe report is submitted to the Financial Monitoring Unit via the goAML portal.
FMU goAMLKYCifi is, first, a specialist AML and financial crime practice. The decision to report, how to word it and how to handle tipping-off are made by specialists who have filed and defended these reports inside Big Four firms and banks.
Our practitioners lead every report. LÆdar, our intelligence platform, does the legwork behind them, so judgement stays with the people, and the evidence pack is built as they work.
Well-evidenced, submission-ready reporting outputs, built to the standard the FMU expects.
A structured, professionally worded STR narrative in goAML format.
Transaction history, wallet data and documents that support the report.
A documented assessment of the activity and the grounds for suspicion.
The triage and escalation trail from suspicion to decision.
Everything needed to submit cleanly through the goAML portal.
A complete evidence file and audit trail, retained for inspection.
From exchanges to OTC desks, KYCifi helps reporting entities meet their STR obligations with confidence.
See how KYCifi combines specialist compliance expertise and intelligent technology to support virtual asset businesses.
Questions? Contact contact@kycifi.com
Generate a compliant, professionally worded Suspicious Transaction Report for submission to Pakistan's Financial Monitoring Unit via the goAML portal. Aligned to AMLA 2010 and PVARA NOC Regulations 2025.
Counter Proliferation Financing report selected. CPF reports relate to potential weapons of mass destruction financing. This is a critical filing -- contact the FMU directly at fmu@sbp.org.pk before proceeding. Do not use this form as a substitute for direct FMU engagement. For VASP-specific CPF incidents, also notify PVARA at team@pvara.gov.pk in addition to FMU.
ISARs are internal documents only. Complete this before deciding whether to file an external STR with FMU via goAML.
ISAR required before external STR filing. Under PVARA NOC Regulations 2025, Regulation 11 and Form A7, an Internal Suspicious Activity Report (ISAR) must be completed and reviewed by the MLRO before filing an external STR with FMU.
Warning: potential tipping off offence. Informing a customer that an STR has been filed is tipping off -- a criminal offence under AMLA 2010 Section 7. This report may be compromised. Seek urgent legal advice before proceeding.